Write a letter to your friend, Anil, to pay back the loan.
Delhi
12 January, …..
Dear Friend,
Anil
Please accept my loving greetings. I hope you will be fine by the grace of God. Last week I received your letter I am very glad to read that you are planning to go on a tour to South India with your family. All the places here are a token of Indian culture. The architectural designs of temples and caves are matchless all over the globe. I had an opportunity of visiting these places fifteen years ago from today. But your sister-in-law is specially drawn towards them. If I got a chance, I would try to take her to these places.
Friend! I am sorry I could not return your money, which is under my custody, at the appropriate time since I was in the grip of my work. Tomorrow I am sending five hundred rupees back by money order. Please inform me after getting the amount.
Please convey my greetings to my sister-in-law and love to children.
Your affectionate friend
Subhash